Insurance for Counseling Services

We Are In Network With:

Aetna
Cigna
Blue Cross Blue Shield PPO
United Healthcare
Some EAP (Employee Assistance Programs)

Your health insurance provider may cover your counseling sessions. To utilize In Network Benefits call the 800 number listed on your insurance card and inquire:

What are my mental health benefits?
What is my Co-Pay?
Do I have a Co-Insurance?
Do I have a Deductible?
Is there a visit limit?
Is TELE-MENTAL HEALTH covered?

Out of Network: You may gain reimbursement if your insurance provides coverage for out-of-network providers. If you have out-of-network coverage, obtaining reimbursement from your insurer in many cases will drastically reduce your per session therapy cost. We can help by providing a standard form and submit to your insurance carrier or submit claims for you. If you would like to use insurance, these are questions you want to ask your insurer:

What are my mental health benefits?
What are my out-of-network mental health benefits?
Do I have a deductible for out-of-network mental Health services? If so, how much is it?
How much will my insurance reimburse me per session for an out-of-network provider?

Rates

Usual and Customary

$195 initial assessment
$135 per individual session (approx. 45 minutes)
$165 per family/couples session (approx. 45-55 minutes)
$165 per individual session (55 minutes)
$195 per family/couple session (approx. 55 minutes)
$65-125 sliding scale services with graduate intern, LMSW or LPC-A
$35 and up FMLA and Disability Paperwork
$1,000 and up Subpoena for Court

Cancellation Policy

24 hours notice require

If you do not show up for your scheduled appointment, and you have not notified us at least 24 hours in advance, then a $55.00 no-show or cancellation fee will apply. This includes TELE-HEALTH appointments.

You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost

Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.

•You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

•If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the healthcare provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.

•If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.

•Make sure to save a copy or picture of your Good Faith Estimate and the bill.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/consumers, email [email protected], or call 1-800-985-3059.

LPC-Associate Information

An associate has already completed their graduate degree, completed a practium and other experiential training in graduate school, successfully passed the NCE, and been temporarily licensed by the Texas State Board of Examiners of Professional Counselors. LPC-Associates are not students.

While in the temporarily licensed stage of licensure, an LPC-Associate's services cannot be paid by insurance and so is not able to charge an insurance company for services provided. Therefore, associates tend to have lower "cash pay" rates than LPCs or LCSW's. At Mid Cities Counseling Center, our Associates charge $75.00-$95.00 versus $135.00-$165.00 with an LPC or LCSW. Also, all the benefits of using cash pay options instead of insurance applies to all LPC-Associates. One does not have to be diagnosed with a mental health condition or illness to seek services. Associates can provide therapy for issues many insurance company's will not cover, such as marital issues, relational concerns, adjustment and transition difficulties, grief/bereavement, and more (or less depending on the insurance company). Additionally, when one is receiving services from an intern, he or she is getting the benefit of having two clinicians with different skill sets and expertise, because Associates are required to meet weekly with a supervisor. While these meetings vary in content from week to week, the primary purpose is to conceptualize cases, review interventions and techniques, collaborate on treatment options and much more. Essentially, one receiving treatment from an LPC-Associate gains the benefit of not just that person's knowledge, experience, and expertise, but also that of the practitioner's supervisor.